Savings

This account is introduced for common people/individuals especially for unbanked/under banked segment of population in compliance to SBP’s National Financial Inclusion Strategy (NFIS).

  • Primarily a card based account, ATM/Debit Card
  • Cheque book also available
  • Simple Documentation. Account will be opened on the basis of valid identity document only

 

Product Highlights

Account Type Pak Rupee PLS Saving Account
Eligibility For Individuals only
One CNIC holder can open only one Asaan account (single or joint)
Transaction Limit/Turnover Total Debit per Month:Rs.500,000/-
Maximum Credit Balance Limit:Rs.500,000/-
Initial Deposit Rs.100/-
Minimum Balance Requirement Nill
Other Facilities
  • Cheques Clearing
  • Issuance of Payment Order/Demand Draft
  • Issuance of Call Deposit
  • Online Cash/Cheque withdrawals, deposits & fund transfers
Profit Rate Click Here for Profit Rates
Profit Calculation Profit will be calculated on monthly minimum balance
Profit payment Semi-annually

Micro Saving Account

 

  • This Savings Account has been designed to address the needs of the small farmers who are the members of Community Organizations and want to maintain an individual account instead of Tanzeem Bachat Account.
  • This account offers a reasonable profit rate and encourages compulsory saving.
  • This account is primarily focused towards customers who need to transact more frequently, such as Farmers, Urban Low-Middle Income persons, Rural Salaried and Self Employed people, and Small Business Entities etc.

Product Features

Account Type Profit Bearing Saving Account
Eligibility Members of all eligible CO’s of NRSP MFBL
Account Opening Requirement Rs. 50/-
Minimum Balance Requirement As per lien marked on the loan amount
Profit Payout Interval Half Yearly
Rates Click Here for Profit Rates
  • Asan Bachat Savings Account is designed for the poor & middle income segments in both rural and Urban Low-Middle Income areas.
  • This account has no restriction of maintaining minimum balance.
  • It offers higher returns for higher levels of savings, as well as easy & flexible access to funds.
  • It provides a low entry point, thus the flexibility to save as and when savings occur.

Product Highlights

Account Type Profit Bearing checking Account
Eligibility All Pakistani Nationals with Valid CNIC. Positive KYC/AML checks
Account Opening Requirement Rs. 50/-
MMinimum Balance Requirement Nil
Profit Calculation Profit will be calculated on daily balance basis
Profit Payment Profit will be paid on calendar half year
Profit Rates Click Here for Profit Rates
  • A specially designed joint saving account operated by the President and Manager of the Community Organization under resolution by two- third majority of the members, & duly approved by the authorized personnel.
  • This is to encourage the compulsory savings of community in relation to the loan borrowed from the Bank.
  • This product supports the objective of the Bank: to help the poor community under the community participatory methodology.
  •  Profit is calculated on minimum monthly balance basis.

Product Features

Account Type Profit Bearing Joint Saving Account
Minimum Requirement for CO All eligible CO’s of NRSP
Minimum Balance Requirement Nil
Profit Payout Interval Half Yearly
Rates Click Here for Profit Rates
  • This savings account has been designed to address the needs of the low class segments.
  • It is easy to open with minimum of Rs.50 and offers a reasonable profit rate.
  • It provides ultimate transactional convenience (mostly free of cost), including a free On-line Facility (for those who use online banking)

Product Highlights

Account Type Profit Bearing Saving Account
Eligibility All Pakistani Nationals with Valid CNIC. Positive KYC/AML checks
Account Opening Requirement Rs. 50/-
Minimum Balance Nil
Cheque Book Yes
Cash Deposit and Withdrawal Unlimited and at no cost to customer
Online facility Deposit, withdrawals, transfers to Own & 3rd Party Accounts within NRSP Branch Network free of charge
Profit Rates Click Here for Profit Rates
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