The management team is headed by Mr. Zahoor Hussain Khan, a seasoned microfinance practitioner. He has led the development and implementation of the transformation of NRSP microfinance programme. Mr. Khan is a specialist in the design, planning, policy formulation, organizational structure and product development of rural microfinance. He has extensive hands on experience in the development and management of large microfinance and development programmes. He has previously served at several other projects for economic and social development in various provinces of Pakistan.
After graduation from University of Engineering and Technology Peshawar, he has received extensive training in microfinance management from various renowned institutions including Harvard Business School, John F. Kennedy School of Government Boston, Lahore University of Management Sciences, National Institute of Banking and Finance Pakistan, Naropa University Colorado and AlHuda Centre of Islamic Banking and Economics Pakistan.
Mr. Asif Mahmood is Chartered Accountant by profession. He is a seasoned finance Professional having more than 10 years of local & international experience in arena of Financial Operations and IS Implementation with well-known organizations. He completed his CA Articleship from Deloitte and also worked in International Office of Deloitte in Kingdom of Saudi Arabia.
Zafar Iqbal possesses 20 years of experience in microfinance industry. He has served in NRSP, Pak German Project, Balochistan Rural Support Programme, Sarhad Rural Support Program and Khushhali Bank at key positions. He holds a Masters Degree from University of Balochistan. Mr. Zafar has attended a number of trainings from leading organizations including Boulder Institute of Microfinance, Italy and Lahore University of Management (LUMS). He has also visited microfinance institutions in Indonesia and replicated good practices in local institutions.
Mr. Asad Mushtaq’s career spans 10 years, during which he has held key roles in IT, Operations and Transactional Banking in financial sector. Prior to joining NRSP Microfinance Bank Ltd, Mr. Asad Mushtaq has been associated with Faysal Bank Ltd, MCB Bank Ltd and MNET Pvt Ltd. His last assignment was Manager Business Analyst IT at Faysal bank Ltd Karachi. Asad Mushtaq holds a Master’s Degree in Business Administration from COMSATS Institute of Information & Technology.
Mr. Farooq holds more than 20 years of banking experience. During this period, he has been worked in different departments e.g. Credit Cards, Mortgages and Corporate and Consumer Credits with various financial institutions. Beside this, he also has experience in Policy and Planning as well as Digital Financial Services. During his last assignments, he has successfully launched and operated Timepay & JazzCash, two of the leading branchless banking solutions in Pakistan. He holds Masters degree from USA.
Ms. Rafia Saleem is working as Head Risk and Compliance in NRSP Microfinance Bank Limited. She joined NRSP MFB in January 2012 as Deputy Head Finance and was later transferred to Risk and Compliance Department. She is an Associate Member of the Institute of Chartered Accountants of Pakistan (ICAP). Prior to joining NRSPB, she has worked with International Organization for Migration (IOM) and Deloitte M. Yousaf Adil Saleem and Company in different capacities.
Mr. Waqas Ashraf is Chartered Accountant by profession. Waqas has over 5 years of diversified experience and combine cross-functional competencies in accounting, auditing, finance, staff supervision and management. Proficient in managing and developing financial reports and controls through staffing and technological efficiencies, he has an ability to contribute as a team player and interface with professionals on all levels.
Col. Mir Yousaf has 25 years of service in Pak Army. He joined Army (Infantry Punjab Regiment) in 1982 as second lieutenant and retired as Lt Col in 2005. Mr. Yousaf has vast experience of Administration, HR management, security, command and staff appointments. In addition to it, he had an opportunity to serve in NADRA as Manager HR, Administration and Security on deputation for 4 years.
Mr. Haral possesses over 22 years’ experience in Corporate Banking, Risk Management and Asset Management. His last role was Head of Marketing & Sales with MCB-Arif Habib Savings & Investments Limited. He has also served as a member of MUFAP’s Voluntary Pension System (VPS) Technical sub-committee besides being a visiting faculty member in various business schools for the last 20 years. Mr. Haral completed his MBA from Institute of Business Administration, University of Karachi.
Mr. Tanveer has over 17 years of experience in effective planning, coordination, execution and supervision of Microfinance Services. He has expertise in formulation, expansion and monitoring of microfinance program as well as microfinance banking operations. Having served in microfinance department of the Bank for over 6 years, he has recently been rotated to Head of Operations slot.
Mr. Riaz Bangash has rich experience in HR in banking sector and has worked on specialized HR positions. He hold an MBA with majors in Finance from IBA in addition to having attended several strategic training programs at LUMS, British Council, World Bank, Stephen Covey, IBP, etc. He has been associated with Habib Bank Limited, Askari Bank Limited and The Bank of Khyber in various capacities.
Mr. Muhammad Khalid Masood is a Chartered Accountant by profession. He has experience of more than seven years in the field of Banking, audit, taxation, risk management and consulting. He has worked in Deloitte Pakistan and Deloitte International in Kingdom of Saudi Arabia.