Mr. Riaz Bangash is a seasoned banker and possesses rich experience in banking spanned over 30 years+. He has good knowledge and understanding of commercial, SME, Consumer and Microfinance banking. He holds an MBA degree from IBA-Karachi and JAIBP (with distinction in credit management) from Institute of Bankers Pakistan. He has attended several strategic level training programs at Frankfurt Business School, LUMS, British Council, World Bank, Stephen Covey, IBP, etc. Prior to joining NRSP MF Bank, he had been associated with Habib Bank Limited, Askari Bank Limited and The Bank of Khyber.
Mr. Asif Mahmood is Chartered Accountant by profession. He is a seasoned finance Professional having more than 10 years of local & international experience in arena of Finance and IS Implementation with well-known organizations. He completed his CA Articleship from Deloitte and also worked in International Office of Deloitte in Kingdom of Saudi Arabia.
Head Information Technology & Branchless Banking (A)
Mr. Hamid has an impressive track record of working with some of the top banks in the industry. He has over 17 years of experience, with an extensive background in Banking IT. Prior to joining NRSP Microfinance bank Limited, he held senior leadership positions in several banks, including FINCA MFBL, LOLC MFBL (formerly known as Pak-Oman MFBL), Bank Alfalah, and Saudi Pak Commercial Bank. During his tenure, he successfully led the implementation of critical IT initiatives, modernized banking systems, and built high-performing IT teams. He has also been recognized for his contributions to the industry and has received numerous accolades for his work. With his rich experience and deep understanding of the banking sector, Mr. Hamid is well-positioned to provide strategic direction and drive innovation in our IT operations.
Mr. Waqas Ashraf is experienced professional with proven track record of establishing & leading diverse functions and have cross-functional competencies in various functions of Banks. Waqas possess expertise in accounting, risk management, internal control, audit, compliance, project management, strategic planning, Islamic microfinance, business process reengineering and digitalization.
He is a Fellow member of The Institute of Chartered Accountants of Pakistan and also hold CISA certification.
Mr. Muhammad Fahad Saif Khan is a highly acclaimed and dynamic executive, having Strong grip on Branch Operations, robust Operational Management, Executive Leadership, and Business Acumen. He has an extensive and diversified experience of 15 Years in the financial sector. He has been associated with leading government and foreign banks like “The Bank of Punjab” and “Standard Chartered Bank”. He has been working with NRSP Microfinance Bank since 2016 and played a pivotal role in building Branch Banking Operations, Core Banking Upgradation, Policies, and Operation Manual Formulation and has participated in several Digitalization Initiatives.
He holds MBA and MS degrees in Marketing and Islamic Banking & Finance respectively. He has also accomplished professional qualifications JAIBP from the Institute of Bankers Pakistan and is a Certified AML/CFT professional. He is entitled “Associate Chartered Banker” being an International Member of ‘Chartered Bankers Institute UK’. He also has the exposure to foreign training from Dubai UAE and Frankfurt Business School (Germany).
Mr. Muhammad Hassan Warraich holds MBA in marketing. He has more than 15 years of experience of microfinance banking industry in Pakistan. He started his carrier as Microfinance practitioner from KBL and worked on different positions. He has an honor as a pioneer of 'MSME' Microfinance Banking practices in Pakistan. He has an enriched experience of microfinance businesses and market practices, staff training and development, process and policies and Retail restructuring, credit and risk management, business and operational compliance, synergies, value chain development and digitization. He has also number of certifications from national and international institution including “MFTOT” Training from ADBI, “MSME Training” from World Bank Tokyo Office and “MSME & Master TOT” from Frankfurt School of Finance and Management. He is currently serving as Head of Islamic Division in NRSP Microfinance Bank Ltd. with an insight of Islamic Microfinance Banking practices. His value contribution includes establishment of Islamic product development unit, training and development practices, network expansion and restructuring of Islamic division of NRSP Microfinance Bank to strengthen its journey toward long term vision of the Bank.
Mr. Muhammad Hamid Anwar has more than 13 years diversified Microfinance and Commercial Banks experience including a decade long experience in compliance function. Before joining NRSP Microfinance Bank in 2017; he had worked at U Microfinance Bank, Kashf Microfinance bank and ABN-AMRO Bank, at different positions. His expertise and ambit of responsibility includes Compliance Risks management, Regulatory Compliance, Oversight of AML & CFT Desks functions, Branchless Banking Compliance, Coordination with Regulatory bodies & LEAs, Monitoring & Resolution of regulatory observations, AML/CFT and Compliance risk related Trainings, investigations and branch banking compliance. He holds Masters degree in Commerce and has certificate in AML/CFT compliance from The Institute of Bankers Pakistan.
Mr. Ahsan Ali Khan is an Associate member of the Institute of Chartered Accountants in England & Wales and a Fellow member of the Association of Chartered Certified Accountants with more than 12 years of diversified experience in Banks, NBFC Fintech, and Financial consultancy firms. Prior joining to NRSP MFB, he served as Head of Internal Audit at Seedcred Financial Services Ltd (Barwaqt fintech) and remained associated with Allied Bank Ltd. He has also attended professional certification/training including Islamic Banking Certificate Course at NIBAF and Treasury Management for Islamic Banks at IBA.