Our Story

Mr. Zahoor Hussain Khan

CEO/President NRSP Bank

The management team is headed by Mr. Zahoor Hussain Khan, a seasoned microfinance practitioner. He has led the development and implementation of the transformation of NRSP microfinance programme. Mr. Khan is a specialist in the design, planning, policy formulation, organizational structure and product development of rural microfinance. He has extensive hands on experience in the development and management of large microfinance and development programmes. He has previously served at several other projects for economic and social development in various provinces of Pakistan.

After graduation from University of Engineering and Technology Peshawar, he has received extensive training in microfinance management from various renowned institutions including Harvard Business School, John F. Kennedy School of Government Boston, Lahore University of Management Sciences, National Institute of Banking and Finance Pakistan, Naropa University Colorado and AlHuda Centre of Islamic Banking and Economics Pakistan.

Mr. Asif Mahmood

Head Finance/Company Secretary

Mr. Asif Mahmood is Chartered Accountant by profession. He is a seasoned finance Professional having more than 10 years of local & international experience in arena of Finance and IS Implementation with well-known organizations. He completed his CA Articleship from Deloitte and also worked in International Office of Deloitte in Kingdom of Saudi Arabia.

Mr. Asad Mushtaq

Head Information Technology

Mr. Asad Mushtaq’s career spans over 10 years, during which he has held key roles in IT, Operations and Transactional Banking. Prior to joining NRSP MFB, Mr. Asad has been associated with Faysal Bank Ltd, MCB Bank Ltd and MNET Pvt Ltd. His last assignment was Manager Business Analyst IT at Faysal Bank Ltd Karachi. Mr. Asad Mushtaq holds a Master’s Degree in Business Administration from COMSATS Institute of Information & Technology.

Mr. Farooq Rashid

Head Branchless Banking

Mr. Farooq holds more than 20 years of banking experience. During this period, he has worked in different departments e.g. Credit Cards, Mortgages and Corporate and Consumer Credits with various financial institutions. Beside this, he also has experience in Policy and Planning as well as Digital Financial Services. During his last assignments, he has successfully launched and operated Timepay & JazzCash, two of the leading branchless banking solutions in Pakistan. He holds Master’s degree from USA.

Mr. Muhammad Waqas Ashraf

Head Risk & Compliance

Mr. Waqas Ashraf is Chartered Accountant by profession. Waqas has over 5 years of diversified experience and combine cross-functional competencies in accounting, auditing, finance, staff supervision and management. Proficient in managing and developing financial reports and controls through staffing and technological efficiencies, he has an ability to contribute as a team player and interface with professionals on all levels.

Mr. Tanveer Hussain

Head Operations

Mr. Tanveer has over 17 years of experience in effective planning, coordination, execution and supervision of Microfinance Services. He has expertise in formulation, expansion and monitoring of microfinance program as well as microfinance banking operations. Having served in microfinance department of the Bank for over 6 years, he has recently been rotated to Head of Operations slot.

Mr. Riaz Khan Bangash

Head Human Resources

Mr. Riaz Bangash has rich experience in HR in banking sector and has worked on specialized HR positions. He hold an MBA with majors in Finance from IBA-Karachi in addition to having attended several strategic level training programs at LUMS, British Council, World Bank, Stephen Covey, IBP, etc. Prior to joining NRSP MFB, he had been associated with Habib Bank Limited, Askari Bank Limited and The Bank of Khyber in various capacities.

Mr. Muhammad Khalid Masood

Head Internal Audit

Mr. Muhammad Khalid Masood is a Chartered Accountant by profession. He has experience of more than seven years in the field of Banking, audit, taxation, risk management and consultancy. He has worked in Deloitte Pakistan and Deloitte International in Kingdom of Saudi Arabia.

Mr. Amjad Iqbal Khan

Head Business

Mr. Amjad Iqbal Khan is the Head of Business at NRSP Microfinance Bank having diversified experience across key business segments. Mr. Khan has extensive professional experience of 24 years in the microfinance and development sector with a particular focus on managing grassroots initiatives for socio-economic and development projects in diverse areas of Pakistan.

During his association with the NRSP, he is recognized for his contribution towards resource mobilization, planning and execution of development projects by liaising with the Government of Pakistan, Government of Punjab and many national and international funding agencies including UNICEF, ILO, WFP, Plan International, Water Aid, PPAF, 11m Ideas, Packard Foundation, State Life Insurance Corporation etc.

He has done Master of Science with major in History from Quaid-e-Azam University Islamabad. His portfolio also boasts with specialized trainings in boulder microfinance, project management, leadership and management, disaster risk management and gender dynamics. He has a rich exposure visits of Europe, China, Middle-East and Africa.

Mr. Muhammad Hassan Warraich

Acting Head Islamic Division

Mr. Muhammad Hassan Warraich holds MBA in marketing. He has more than 15 years of experience of microfinance banking industry in Pakistan. He started his carrier as Microfinance practitioner from KBL and worked on different positions. He has an honor as a pioneer of 'MSME' Microfinance Banking practices in Pakistan. He has an enriched experience of microfinance businesses and market practices, staff training and development, process and policies and Retail restructuring, credit and risk management, business and operational compliance, synergies, value chain development and digitization. He has also number of certifications from national and international institution including “MFTOT” Training from ADBI, “MSME Training” from World Bank Tokyo Office and “MSME & Master TOT” from Frankfurt School of Finance and Management. He is currently serving as Head of Islamic Division in NRSP Microfinance Bank Ltd. with an insight of Islamic Microfinance Banking practices. His value contribution includes establishment of Islamic product development unit, training and development practices, network expansion and restructuring of Islamic division of NRSP Microfinance Bank to strengthen its journey toward long term vision of the Bank.