General Loan Against Salary/ Pension

Individuals who need funds against their salary or pension to meet various emergency and consumption needs.

Purpose of Loans:

  • To meet emergency expenses
  • Renovation of House
  • Education/Marriage of Childern
Loan eligibilityAge 18-70, should have a CNIC.
Loan AmountLoan amount up to PKR 150,000
Loan durationUp to 12 Months
Repayment optionEqual Monthly Installments
CollateralPension Books and 12 Post Dated Cheques in case of salary
DisbursementLoan is credited into the account of the customer to make ultimate utilization much secure.
Markup rate19% p.a and subject to change with policy amendments through circulars from time to time.