General Loan Against Salary/ Pension

Individuals who need funds against their salary or pension to meet various emergency needs.

Purpose of Loans:

  • Small Enterprise activities
  • Health Expenses
  • Educational Expenses (Own/Children)
  • Renovation of house
  • Children Marriage or other needs.
Loan eligibility Age 18-70, should have a CNIC.
Loan Amount Loan amount up to PKR 150,000
Loan duration Up to 12 Months
Repayment option Equal Monthly Installments
Collateral Pension Books and 12 Post Dated Cheques in case of salary
Disbursement Loan is credited into the account of the customer to make ultimate utilization much secure.
Markup rate 19% p.a and subject to change with policy amendments through circulars from time to time.
Insurance
  • Free Credit Life Insurance
  • Complementary Hospitalization & Death Insurance up to Rs.20,000/-
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