MSME (Karobari Sarmaya)

Loan amount up to Rs. 1 million for micro entrepreneurs.

 

Purpose of loan

  • Business Expansion
  • Purchase of Stocks/Inventory
  • Purchase of Business Assets
  • Working Capital for day to day business expenses
  • Dairy Farming Business
Loan eligibility Age 20-60, should have a valid CNIC.
Loan duration
  • Minimum 3 Months
  • Maximum 24 Months (Up to PKR 500,000)
  • Maximum 36 Months (above PKR 500,000)
Repayment option Equally Monthly Installments
Collateral
  • Post Dated Cheques, Mortgage of urban/rural property
  • Personal Guarantee/Hypothecation on vehicle/Hypothecation on Stock,inventory,animal/Gold Ornaments
Fee & Charges As per Bank’s SOC
Insurance
  • Free Credit Life Insurance
  • Complementary Hospitalization & Death Insurance up to Rs.20,000/-
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