MSME (Karobari Sarmaya)


Loan amount up to Rs. 1 million for micro entrepreneurs.


Purpose of loan

  • Business Expansion
  • Purchase of Stocks/Inventory
  • Purchase of Business Assets
  • Working Capital for day to day business expenses
  • Dairy Farming Business


Loan eligibility Age 20-60, should have a valid CNIC.
Loan duration
  • Minimum 3 Months
  • Maximum 24 Months (Up to PKR 500,000)
  • Maximum 36 Months (above PKR 500,000)
Repayment option
  • Equally Monthly Installments
  • Post Dated Cheques, Mortgage of urban/rural property
  • Personal Guarantee/Hypothecation on vehicle/Hypothecation on Stock,inventory,animal/Gold Ornaments
Fee & Charges As per Bank’s SOC
  • Free Credit Life Insurance
  • Complementary Hospitalization & Death Insurance up to Rs.20,000/-